for preferential regional mortgages? What switzerland telegram data rate level might be acceptable for them?
It is premature to talk about this, as well as about the level of rates. And, perhaps, it is not even very correct that we take some region precisely as a region. Because often in the capital centers of the regions the situation is acceptable, but in medium-sized, small cities — there are big problems.
In my opinion, we need to consider
The topic more precisely, but all of this requires discussion. The administration of these programs, the criteria – this is a very complex issue. A working group is working – I think it will discuss all these possibilities. But, once again, the basic one will most likely remain family mortgage, regional mortgage requires additional discussion.
— The Bank of Russia drew attention to the existing imbalance in the mortgage market — prices for new buildings are higher than for secondary as the workforce landscape continues to evolve housing. In the autumn, this gap exceeded 40%.
— Yes, 42%.
— After the change in the terms of the preferential
programs next year, what are your expectations? Will it decrease, how noticeably and how quickly?
— In my opinion, this gap should be reduced. Because ao lists this gap carries risks for people, for banks. Before we introduced mass preferential programs, it was about 10%.